About Me

Thanks for checking out the blog! My name is Tom, and I live just outside of Baltimore with my wonderful wife and daughter. I grew up in this area, have a B.S. in Computer and Information Science, and work in the I.T. field by profession.

I’ve been fascinated by financial markets for as long as I can remember. I read a lot of books and opened my first account, trading futures, around the age of 19. Somehow I actually managed to make a little money (as opposed to being just another poor sap eaten alive by margin calls), and after that, I was hooked. I’ve since traded stocks, bonds, commodities, and collectables. I’ve also had a lifelong love for numismatics, and started collecting coins and currency at a very young age.

I feel I’ve finally gained enough insight and discipline as an investor to connect what’s going on in the world economically with what’s going on in my neighborhood. So often the indicators of things to come are right outside your front door, if you’ll just take the time to see them for what they are. All of the data that professional economists use is nothing more than aggregate collections of the economic activity of millions of people. You can learn a lot by watching people.

I’m not a wealthy man by a longshot (at least not in the sense that a hedge fund manager is wealthy), and my main goal with this blog is to provide economic commentary from the perspective of a regular guy living a regular life. Too many economists specialize in obfuscation and confusion. I hope to provide a little clarity, and also a good read.

Cheers!

-Tom